During this phase, your goal should be to begin building up enough assets to provide adequate income to meet your needs throughout retirement – accounting for factors like increased longevity, healthcare costs, and inflation. To accomplish this goal, you need a plan. That’s where we can help. The most crucial factor here is your time horizon. We can take advantage of your time by investing in tax-diverse accounts such as IRAs or retirement plans offered by your employer.

The Preservation Phase is the phase you have been waiting for. You've worked hard to accumulate your current nest egg, and now you want to keep things intact. However, your needs and wants will change during the preservation phase. It is vital for us to regularly review your plan and adjust, as needed, along the way. It is still crucial to continue to grow your assets and stay ahead of inflation while having a withdrawing strategy tailored to your needs.

Planning for the transferring phase can be done at any time within the first two phases. One of life’s most significant rewards is sharing your wealth with others. Managing assets to take care of one’s own needs and wants is one thing, but it takes additional planning and knowledgeable guidance to help ensure your financial legacy makes an enduring difference in the lives of loved ones or a favorite charity.